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August 24, 2010

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Rhode Island Consumer Protection News

NAMB Consumer Protection Chair Calls for Simpler Mortgage Disclosure

Creating a simpler mortgage process with clear disclosure of all fees was a consistent theme during testimony by the National Association of Mortgage Brokers (NAMB) at a hearing conducted by the Federal Reserve Bank this week in Atlanta.

Kate Crawford, Chair of NAMB's Consumer Protection and Affordable Housing Committee, represented the association and stated that one of the toughest hurdles in the home buying process is shopping for the right loan.

"Unfortunately, the approved disclosure documents for rate, fees, costs and points can be confusing and overburdened with legalese," said Crawford. "In addition, only mortgage brokers disclose all costs to the consumer. Until there is a uniform way to disclose costs and everyone is fully transparent about their fees it will continue to be difficult for consumers to comparison shop in a meaningful way." Read more at rismedia.com

Contact a Rhode Island Consumer Protection lawyer today and get a free consultation!

Did You Know?

Bankruptcy foreclosure scams target people whose home mortgages are in trouble

	Newsroom
	Latest news about Consumer Protection cases in Rhode Island and nationwide: FBI Partners With Retailers To Fight Organized Retail Theft In response to Congressional legislation intended to combat the growing problem of organized retail theft, the FBI has worked with the National Ret... Read more > The Lemon Law Program, In Connecticut The Lemon. It’s every car owner’s nightmare. Your dream car spends more time in the repair shop than on the road while you watch the "clock" on you... Read more > H&R Block gets sued New York Attorney General Eliot Spitzer sued H&R Block on Wednesday, claiming the nation's largest tax preparer fraudulently sold hundreds... Read more > More Consumer Protection News >

Consumer Protection Lawyers.com Terms

Today's Terms

Lemon Law Protection

Definition:
Lemon Law applies to any new vehicle purchased and registered laws are by state

Closed-End Lease

Definition:
A lease in which you are not responsible for the difference if the actual value of the item at the scheduled end of the lease is less than the residual value, but you may be responsible for excess wear-and-use charges and for other lease requirements.

Charity Scams

Definition:
If you’re approached by an unfamiliar charity, check it out. Most states require charities to register with them and file annual reports showing how they use donations. Ask your state or local consumer protection agency how to get this information.

More Consumer Protection Lawyers.com Terms >

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Consumer Hot Topics

Topics Related to Consumer Protection:

Automobile Repair
Buying a Car
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Buying or Selling a Home
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Rhode Island Consumer-Protection Attorney

If you live in the following cities and need an Consumer-Protection attorney you should contact our Consumer-Protection Attorney as soon as possible:

Barrington
Bristol
Central Falls
Coventry
Cranston
Cumberland
East Greenwich
East Providence
Johnston
Lincoln
Middletown
Narragansett
Newport

North Kingstown
North Providence
Pawtucket
Portsmouth
Providence
Riverside
Tiverton
Wakefield
Warwick
West Warwick
Westerly
Woonsocket

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